University of Hertfordshire
Hatfield, United Kingdom · Online
BA (Hons) Business Administration (Top-up)
September 2026 — September 2027 (Expected)
Expected to begin September 2026.
About Michael
Learning how businesses make better decisions.
I am a Business Studies student curious about business, finance, and the reasoning behind sound decisions. My internships have given me practical exposure to international banking, financial assessment, pricing, market research, client-support work, data organization, and regional collaboration.
I enjoy breaking broad questions into structured analysis, communicating the result clearly, and learning from people working across different markets. I am especially interested in banking, business development, relationship management, and analyst roles where curiosity, collaboration, and careful work matter.
Education
PSB Academy
Singapore
Diploma in Business Studies
December 2025 — August 2026
Academic exposure
Accounting and financeMarketing and managementGlobal economy and macroeconomic analysisStatistics and business methodsBusiness communication, leadership, and ethicsData collection, presentation, and reporting
PSB Academy
Singapore
Certificate in Business · GPA 4.00/4.00
July 2025 — November 2025
Academic exposure
Business fundamentalsMarketing principlesConsumer behavior
Skills
Grouped by evidence from academic study, internships, and independent work.
Financial & business analysis
- Financial statement analysis
- Financial analysis
- Business analysis
- Market research
- Pricing analysis
- Quantitative analysis
- Business decision support
Banking exposure
Professional and training exposure; not presented as specialist mastery.
- International banking
- Financial institutions
- Remittance
- Trade finance
- Banking products and services
Data & productivity
- Microsoft Excel
- Pivot Tables
- Excel functions
- Data organization
- Reporting
- Presentation development
Professional
- Cross-functional collaboration
- Cross-border collaboration
- Research
- Communication
- Presentation
- Adaptability
Digital & content
- Digital marketing and branding
- Google Analytics
- Social media content planning
- Canva design
- Responsible AI-assisted workflows
Certifications & training
Wakil Perantara Perdagangan Efek (WPPE)
Republic Investor · Training module
Google Analytics & AI-Powered Performance Ads
Google · Training
Excel & Copilot Fundamentals
Microsoft · Training
Introduction to Data Analytics
RevoU · Training
Retail Marketing Strategy
University of Pennsylvania · Course
Market Research & Consumer Behavior, Positioning
IE Business School · Course
Selling Techniques
Coursera · Course
Activities & languages
Student Speaker · PSB Academy Online Seminar
Participated as a student speaker in PSB Academy's online “Ngabuburit Yok” promotional seminar. This is presented as online student speaking experience, not professional keynote work.
AI Content Creator · @bisaai.yok
Creates accessible short-form explanations of artificial intelligence concepts, plans content, and reviews basic engagement trends to refine delivery.
Peer Tutor · BPK Penabur Senior High School
Tutored three classmates weekly, organized small study groups, and created study notes. The resume reports an approximately 10–15% improvement in test scores.
School Bazaar Co-leader · 2025
Served twice as a booth co-leader. The resume reports more than 50 visitors engaged and more than 50 products sold per event.
Languages
Bahasa Indonesia — Native · English — Fluent (PSB Academy College English Test) · Mandarin — Intermediate (HSK 3)